Special Needs & Supplemental Needs Planning

Navigating Life-Long Care with Professional Excellence

At Strong Thompson Wealth Management LLC, we recognize that planning for a family member with special needs requires more than traditional investment advice—it requires a deep understanding of the "whole person" and the complex regulatory landscape. We provide a tenured approach seeking to ensuring your family's wealth provides for your loved one without compromising their essential support systems.

Integrated Retirement & Multi-Generational Income

We provide sophisticated Retirement Accumulation and Distribution Planning designed specifically for the unique timelines of special needs families. We coordinate multi-generational income strategies with a precise understanding of how distributions affect Social Security Disability Insurance (SSDI),  Supplemental Security Income (SSI), and Medicaid eligibility.

Asset Preservation Strategies & Risk Management

Our Asset Preservation strategies are built that seek to protect the family legacy while maintaining strict compliance with federal and state resource limits. We offer:

•  Specialized Trust Coordinaton: Expertise in the requirements for disbursements from Special Needs Trusts and Supplemental Needs Trusts.

• Family Estate Planning: Seeking to ensure your estate plan is structured to provide for your loved one’s future comfort and care.

• Risk Mitigation: Protecting the "whole family" financial picture from unforeseen life events.

Benefit-Conscious Cash Flow & Budgeting

Financial planning for special needs families requires a specialized lens. Our Cash Flow and Budgeting Analysis is focused entirely on the coordination of private wealth with federal assistance. We guide you through the technical requirements for disbursements, ensuring that every dollar spent from a trust or ABLE account is utilized in a way that remains consistent with Medcaid  and SSDI guidelines.

A Multidisciplinary Advocacy Alliance

Navigating the requirements of special needs planning often requires a village. We can collaborate with your tax and legal professionals or our network of strategic resources, including:

• State Agencies & Advocacy Groups: Deeply involved with the resources available to Louisiana and Northshore residents.

• Specialized Legal and Tax Professionals: We coordinate with your existing team or provide access to our strategic network of specialists who understand the intricate tax laws surrounding special needs.

​*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A. an affiliate of LPL Financial.